What does Hobby Farm insurance cover?
LIABILITY (CGL):
CGL is the basic form of business insurance that protects you from the most common risks your business may face, such as a customers bodily injury.
PROPERTY INSURANCE:
Can cover loss or damage to your property caused by events such as fire, theft or vandalism.
EQUIPMENT BREAKDOWN INSURANCE:
Can cover the costs to repair or replace equipment that is damaged or as a result of an event such as a mechanical or electrical issue.
LIVESTOCK INSURANCE:
Includes farm animals which the farm derives direct income including dairy, poultry and other.
PRODUCE INSURANCE:
Most often kept in storage but become easily susceptible to the potential of a loss.
LOSS OF INCOME INSURANCE:
This may include financial compensation for income lost during the downtime while business operations are restored following an insured peril from an unforeseen event.
How much does Hobby Farm insurance cost?
We offer customized hobby farm insurance policies that ensure you’re protected for everything you need and nothing you don’t. The cost of your hobby farm insurance depends on several factors including:
– Number of acres (owned or rented land)
– Livestock involved
– Equipment/tools coverage required (includes self-propelled equipment)
– Outbuilding values & limits to be covered
– Produce value and coverage required
– Custom spraying done by others, completed for others
– Farm specific needs
Please provide us with some basic information and we will be happy to start putting together your customized hobby farm insurance quote.