Blog

Motorcycle Safety in Ontario

As the warm breeze of spring ushers out the winter chill, we start to see more motorcycles on the road. May is motorcycle safety awareness month in Canada so now is the best time to talk a little about how we can keep our roads safer by keeping the rubber side down. WHY IS MOTORCYCLE […] Keep Reading

Ontario Stunt Driving Laws

Do you know someone who has a lead foot while behind the wheel of a car? How about someone who seems to enjoy the thrill that comes with driving aggressively? Well other than hoping they have up to date auto insurance, you may want to send them the info below about the (more) severe consequences […] Keep Reading

Keep Your Commercial Vehicle Safe

We’ve discussed the need for commercial vehicle insurance, but we know that prevention is still our best defense when it comes to avoiding having to make an insurance claim. What can small business owners do to reduce the risk to their commercial truck, van, car or fleet? USE WINTER TIRES Especially for businesses that operate […] Keep Reading

Ontario Snowmobile Insurance

Sadly, Ontario saw 11 fatal snowmobile accidents during the 2020 / 2021 season. Snowmobiling can be a wonderful winter activity when done safely but it can also, unfortunately, be high risk and dangerous, even if all precautions are followed. This is part of the reason why riders in Ontario are required by law to have […] Keep Reading

Commercial Auto Insurance Ontario

In Ontario, if you use a vehicle for any business purposes other than simply getting to and from work, you need commercial auto insurance. WHAT IS COMMERCIAL AUTO INSURANCE? Commercial auto insurance is a policy that covers damage and liability amounts that a regular personal auto insurance policy does not cover. For example, if your […] Keep Reading

Distracted Driving in Ontario

Distracted driving is the #1 cause of fatal car accidents in Ontario, says the OPP. In fact during 2017, 107 people were killed in car accidents as a result of distracted drivers. (5) The scary part is that since distracted driving is not scientifically proven like drinking and driving is, the numbers may actually be […] Keep Reading

Farm Truck Vs. Personal Truck

If you operate a farm, you already know farm work would be near impossible without access to a reliable truck. It’s used to haul material, water crops, transport workers and is one of the most valuable assets a farmer owns. Keep Reading

The Benefits of Farm Plates

As a mutual insurance provider of both farm insurance and auto insurance (in addition to business insurance and home insurance), we often get questions related to farm vehicles including when and why to register a vehicle with a farm plate. The WHEN is pretty straight forward. If you are a farmer with at least $7,000 […] Keep Reading

Questions We Still Have About Digital Proof of Insurance

Did you know that as of September 2019, Ontario drivers can now carry their auto insurance policies on their smartphones or other mobile devices? Keep Reading

Back To School Driving Tips

Our children are officially back to school meaning more children are walking to and from school daily and there are more school buses on the road. More traffic means additional precautions should be taken, especially when there are young lives at stake. No matter where you are in the country, be prepared for back to school and focus on the roads even more carefully than you did before. Keep Reading

Road Safety: How To Check Tire Pressure

The warmer weather seems to have arrived, but curb your excitement before hopping in your summer car! It is important to check your automobile tire pressure, especially with the change in temperatures. This blog will explain how to properly check tire pressure and make sure you stay safe through summer! Keep Reading

How To Stay Safe On The Road During Spring

No matter how many years we’re on the road, there are always ways to improve vehicles, insurance and driving skills. Erie Mutual has the expertise to better understand a confusing auto insurance policy. We realize it’s tough to make informed decisions when auto insurers use complicated language. That’s why we’re here for our clients to explain coverage, options available and what to expect if an accident occurs. Our claims team will take great care f you when you need us. Keep Reading

What To Consider When Buying A Car

If you are in the market of buying a new or used automobile, there is always plenty to consider. Some of us may be spontaneous and impulsive when we instantly fall in love with a vehicle and we become quick to close the deal, many others prefer to take their due diligence and prolong the shopping cycle. Keep Reading

Winter Tires, Why and When

If you have purchased snow tires, we are glad you did. Amazingly, few drivers make the change during the winter season and continue to rely on their all-season tires for reliability in poor winter weather conditions. Keep Reading

Owning And Operating An E-Bike

There are an abundance of e-bikes on the streets these days. And sometimes, on the sidewalks too! Some drivers with helmets, others without. E-Bikes that go zipping past at a good speed and others that seem to be moving slower than pedestrians walking alongside. We realize the need to find alternative transportation, considering the cost of owning a vehicle and the lack of public transit in some areas. But have e-bikes become a convenience or a nuisance on our roads? Keep Reading

What You Need to Know About Auto Insurance

Auto insurance is much more than just a necessity. In fact, the law requires that you carry auto insurance, but that does not mean that the law expects that you understand your auto insurance. We realize that most drivers really do not know a lot about the coverage or even the limits under their auto insurance policy. The truth is that auto insurance is not easy to understand, and given that it seems to change every few years makes it that much more frustrating to grasp as a consumer. We not only feel your pain, we also share it. Keep Reading

Necessary Documents for All Drivers

Owning or driving an automobile requires a high level of responsibility, something that should not be taken lightly. An important element of that responsibility is to ensure that you, or other drivers of your vehicle, always have proper documentation readily available should you be involved in an auto accident or stopped by police in regards to a violation of the highway traffic act. Keep Reading

Buying a Home or Auto – What Will Your Insurer Require?

When it comes time for you to purchase your first auto or replace the one you have, your auto insurance company will need some specific details to provide the right insurance coverage. Be prepared with all information ready for your insurance agent when purchasing a new residential property as well. The more information you have the better. Keep Reading