Keeping you safe is our priority. Our loss prevention representatives are literally in your backyard helping our members manage potential risks and provide suggestions to protect your property and your family.
About Our Loss Prevention Team
Providing our members with a quality inspection is important to us, and part of the extra service included with your property insurance. Our Loss Prevention Representatives are tradespeople with previous experience as general contractors building their own homes, and working for a company that supplied plumbing, heating, electrical and gas services to their clients. They are both licensed electricians, one is a licensed plumber and the other has a basic WETT certification. This experience gives them an understanding of building codes and extensive knowledge about building cost for farm buildings. Have a concern or question about your property? Please don’t hesitate to ask, you can be confident that they will provide appropriate safety information and tips when visiting your home or farm.
Regular Scheduled In-Person Visits to Insured Property
Your home, farm or commercial property is most likely one of your most valuable assets, we want to help you protect that asset by making personal visits on a regular basis. Many things can change from the time you first insure with Erie Mutual, including renovations or new buildings that could affect the limits of insurance for adequate coverage. A member of our Erie Team will schedule an appointment at your convenience. You can expect this visit to happen about every 4 years for your home insurance and every 2 if you have a Farm insurance policy. This is all included as part of our risk management strategy for our members.
Thorough Home Inspections & Advice
Many of us walk past potential hazards in our home every day, not realizing the possible danger. Perhaps it’s a missing hand railing, a weathered roof, or an electrical issue; our Loss Prevention Representative is that extra set of eyes that may see and identify potential risks. While personally inspecting your home, they will be checking for working smoke detectors, CO2 detectors, fully charged fire extinguishers, as well as confirming square footage of dwellings and outbuildings. Keeping you safe is our main concern, working detectors and fire extinguishers are reasonably inexpensive, and they do save lives.
Hazards & Risks to Consider
To help you develop risk strategies to protect your family and property, Erie Mutual’s Loss Prevention Representatives provide these tips:
Check your smoke and CO2 detectors on a regular basis.
Have the right type and number of fire extinguishers appropriate for your home and farm.
Minimize tripping hazards.
Install handrails where required.
Poor housekeeping can quickly result in potential fire escape obstacles for family members. It can also prevent EMS workers from locating loved ones when searching through thick smoke, always keep stairways and rooms free of clutter. Outside housekeeping is important as well. Paying attention to overgrown trees, long grass and outbuilding upkeep will help keep your family and visitors to your property safe.
Expert Advice and Tips – We’ll Keep You Informed
Erie Mutual’s experienced team provides Home Insurance and Farm Insurance advice and tips to our members during our regular visits. Any time you have questions or concerns, we are always here for you.
For just a few dollars a day, you can purchase Commercial General Liability insurance, and avoid the potential pitfalls that can hurt your business temporarily or even entirely derail it, should a serious claim occur.
Your insurance policy isn’t meant to be an out of the box, one size fits all coverage. In fact, your policy should be as distinct and unique as your home, farm, auto or business requires to ensure adequate limits and full protection.
December 27, 2017 2 Min Read
How much coverage
We will always provide you with the proper coverage and adequate limits to meet all your insurance needs.
Your insurance needs change over time. Erie Mutual is a progressive insurance company based in the Hamilton Niagara region with a professional team to assess and match your needs with the best insurance available.