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Loss Prevention & Risk Management

We Take Your Safety Seriously

Keeping you safe is our priority. Our loss prevention representatives are literally in your backyard helping our members manage potential risks and provide suggestions to protect your property and your family.

About Our Loss Prevention Team

Providing our members with a quality inspection is important to us, and part of the extra service included with your property insurance. Our Loss Prevention Representatives are tradespeople with previous experience as general contractors building their own homes, and working for a company that supplied plumbing, heating, electrical and gas services to their clients. Kevin is a licensed electrician and also has a basic WETT certification. His experience provides an understanding of building codes and extensive knowledge about building cost for farm buildings. Have a concern or question about your property? Please don’t hesitate to ask, you can be confident that we will provide appropriate safety information and tips when visiting your home or farm.

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Regular Scheduled In-Person Visits to Insured Property

Your home, farm or commercial property is most likely one of your most valuable assets, we want to help you protect that asset by making personal visits on a regular basis. Many things can change from the time you first insure with Erie Mutual, including renovations or new buildings that could affect the limits of insurance for adequate coverage. A member of our Erie Team will schedule an appointment at your convenience. You can expect this visit to happen about every 5 years for your home insurance and every 2 if you have a Farm insurance policy. This is all included as part of our risk management strategy for our members.

Thorough Home Inspections & Advice

Many of us walk past potential hazards in our home every day, not realizing the possible danger. Perhaps it’s a missing hand railing, a weathered roof, or an electrical issue; our Loss Prevention Representative is that extra set of eyes that may see and identify potential risks. While personally inspecting your home, they will be checking for working smoke detectors, CO2 detectors, fully charged fire extinguishers, as well as confirming square footage of dwellings and outbuildings. Keeping you safe is our main concern, working detectors and fire extinguishers are reasonably inexpensive, and they do save lives.

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Hazards & Risks to Consider

To help you develop risk strategies to protect your family and property, Erie Mutual’s Loss Prevention Representatives provide these tips:

  1. Check your smoke and CO2 detectors on a regular basis.
  2. Have the right type and number of fire extinguishers appropriate for your home and farm.
  3. Minimize tripping hazards.
  4. Install handrails where required.

Poor housekeeping can quickly result in potential fire escape obstacles for family members. It can also prevent EMS workers from locating loved ones when searching through thick smoke, always keep stairways and rooms free of clutter. Outside housekeeping is important as well. Paying attention to overgrown trees, long grass and outbuilding upkeep will help keep your family and visitors to your property safe.

Latest News

For many kids and those young at heart, Halloween is the best time of year. What is not to love? Cozy movie nights, parties, fun costumes and of course the candy! With all the excitement on the night of Halloween, it becomes easy to forget how dangerous it can be if we are not careful.

October 29, 2019 3 Min Read

As a business owner there are many things for you to think about on a daily basis, one of the most important is that you are properly insured in the event of an emergency. Being insured as a business owner covers a wide range of things from protecting the building, the employees, the clients, as well as the products themselves. We will explore the different ways that you are protected with a special emphasis on offices and home-based businesses.

October 24, 2019 4 Min Read

Home Insurance can be a tricky thing and finding the right provider takes research. There are many myths when it comes to home insurance policies and there are intricacies that can be confusing. Below are the top five myths debunked and their truths.

October 24, 2019 3 Min Read

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How much coverage
is enough?

We will always provide you with the proper coverage and adequate limits to meet all your insurance needs.

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Finding the right insurance
for you.

Your insurance needs change over time. Erie Mutual is a progressive insurance company based in the Hamilton Niagara region with a professional team to assess and match your needs with the best insurance available.

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