Loss Prevention & Risk Management

We Take Our Safety Seriously

Keeping you safe is our priority. Our loss prevention representatives are literally in your backyard helping our members manage potential risks and provide suggestions to protect your property and your family.

About Our Loss Prevention Team

Providing our members with a quality inspection is important to us, and part of the extra service included with your property insurance. Our Loss Prevention Representatives are tradespeople with previous experience as general contractors building their own homes, and working for a company that supplied plumbing, heating, electrical and gas services to their clients. Kevin is a licensed electrician and also has a basic WETT certification. His experience provides an understanding of building codes and extensive knowledge about building cost for farm buildings. Have a concern or question about your property? Please don’t hesitate to ask, you can be confident that we will provide appropriate safety information and tips when visiting your home or farm.

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Regular Scheduled In-Person Visits to Insured Property

Your home, farm or commercial property is most likely one of your most valuable assets, we want to help you protect that asset by making personal visits on a regular basis. Many things can change from the time you first insure with Erie Mutual, including renovations or new buildings that could affect the limits of insurance for adequate coverage. A member of our Erie Team will schedule an appointment at your convenience. You can expect this visit to happen about every 5 years for your home insurance and every 2 if you have a Farm insurance policy. This is all included as part of our risk management strategy for our members.

Thorough Home Inspections & Advice

Many of us walk past potential hazards in our home every day, not realizing the possible danger. Perhaps it’s a missing hand railing, a weathered roof, or an electrical issue; our Loss Prevention Representative is that extra set of eyes that may see and identify potential risks. While personally inspecting your home, they will be checking for working smoke detectors, CO2 detectors, fully charged fire extinguishers, as well as confirming square footage of dwellings and outbuildings. Keeping you safe is our main concern, working detectors and fire extinguishers are reasonably inexpensive, and they do save lives.

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Hazards & Risks to Consider

To help you develop risk strategies to protect your family and property, Erie Mutual’s Loss Prevention Representatives provide these tips:

  1. Check your smoke and CO2 detectors on a regular basis.
  2. Have the right type and number of fire extinguishers appropriate for your home and farm.
  3. Minimize tripping hazards.
  4. Install handrails where required.

Poor housekeeping can quickly result in potential fire escape obstacles for family members. It can also prevent EMS workers from locating loved ones when searching through thick smoke, always keep stairways and rooms free of clutter. Outside housekeeping is important as well. Paying attention to overgrown trees, long grass and outbuilding upkeep will help keep your family and visitors to your property safe.

Latest News

If you are a tenant, which many of us are these days due to the rising real estate market, you still need to be smart about getting the proper insurance coverage in place. That includes becoming price-savvy to the costs involved with replacing your personal belongings.

April 18, 2018 3 Min Read

Not all every business shares the same exposures or risk when it comes to the necessary insurance protection required. Part of the struggle as your insurer or an insurance agent is to help a policyholder identify and recognize cyber exposures that may exist.

April 11, 2018 3 Min Read

We realize that most consumers do not truly understand the insurance product they are purchasing. Despite efforts to educate and inform policyholders the simple truth of the matter is that insurance can be difficult, and that is unfortunate.

April 4, 2018 4 Min Read

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How much coverage
is enough?

We will always provide you with the proper coverage and adequate limits to meet all your insurance needs.

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Finding the right insurance
for you.

Your insurance needs change over time. Erie Mutual is a progressive insurance company based in the Hamilton Niagara region with a professional team to assess and match your needs with the best insurance available.

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