Your home is likely the most valuable asset you own, your homeowner insurance policy should reflect its importance by insuring to full value. We encourage you to discuss and review your coverage annually, we’re here to help.
A power outage can happen in any season and for multiple reasons. Often, high winds are a factor, but an auto accident or other sources can result in a damaged transformer leaving thousands without electricity. The reach can vary from only a section of your neighbourhood to an entire city or region and although your children may be disappointed that the television or internet is unavailable, there are much bigger concerns that you will need to contend with while the hydro is down. Will you be prepared?
So, your hobby has turned to a passion; you have gone from engaging in your favourite pass time for fun and perfected it and now you make some money on the side for it. Good for you! Congratulations on being self-employed, or at least partially.
Homeowners face uncertainty and risk each day, as do the insurance companies that insure the homeowner. Many areas are a concern to both insurer and homeowners whether it is acknowledged or not. Topics such as a change in climate, extreme weather conditions, as well as the homeowner themselves the consumer.
There are an abundance of e-bikes on the streets these days. And sometimes, on the sidewalks too! Some drivers with helmets, others without. E-Bikes that go zipping past at a good speed and others that seem to be moving slower than pedestrians walking alongside. We realize the need to find alternative transportation, considering the cost of owning a vehicle and the lack of public transit in some areas. But have e-bikes become a convenience or a nuisance on our roads?
We know everyone hears it often, but the importance of a proper home escape plan needs to be communicated and repeated by as many sources as possible. After all, the goal is to keep your family safe!
All of us tend to store our stuff in our basement, we put it down there and forget about it. It is only when our sump pump fails or our sewer backs up that we phone our insurance company and come to realize what we had actually accumulated down there.You would be surprised at what you have accumulated over the years!
Although we all enjoy saving some money, we can pretty much agree that when it comes to having an insurance claim, the most important thing for everyone is having the right insurance in place. At least it should be.