If you are a tenant, which many of us are these days due to the rising real estate market, you still need to be smart about getting the proper insurance coverage in place. That includes becoming price-savvy to the costs involved with replacing your personal belongings.
Not all every business shares the same exposures or risk when it comes to the necessary insurance protection required. Part of the struggle as your insurer or an insurance agent is to help a policyholder identify and recognize cyber exposures that may exist.
We realize that most consumers do not truly understand the insurance product they are purchasing. Despite efforts to educate and inform policyholders the simple truth of the matter is that insurance can be difficult, and that is unfortunate.
Your insurance company will always try to assess the risk exposure of any property they insure, if the risk is too great it may very well be declined or need to be insured in another market at a surcharged premium.
Do you find yourself not understanding some words or terms your insurance company uses? If so, you are not alone. Insurance policies can be confusing to most everyone
Owning and operating a farm is not what it was years ago, the typical family farm has now become a much larger commercial enterprise in order to survive the competition
If you had to determine what everything in your home was worth, where would you begin? To make it easier, we can eliminate all the things that are considered to be part of your dwelling and are insured within that limit under your homeowner insurance policy.