We know everyone hears it often, but the importance of a proper home escape plan needs to be communicated and repeated by as many sources as possible. After all, the goal is to keep your family safe!
All of us tend to store our stuff in our basement, we put it down there and forget about it. It is only when our sump pump fails or our sewer backs up that we phone our insurance company and come to realize what we had actually accumulated down there.You would be surprised at what you have accumulated over the years!
Although we all enjoy saving some money, we can pretty much agree that when it comes to having an insurance claim, the most important thing for everyone is having the right insurance in place. At least it should be.
Auto insurance is much more than just a necessity. In fact, the law requires that you carry auto insurance, but that does not mean that the law expects that you understand your auto insurance. We realize that most drivers really do not know a lot about the coverage or even the limits under their auto insurance policy. The truth is that auto insurance is not easy to understand, and given that it seems to change every few years makes it that much more frustrating to grasp as a consumer. We not only feel your pain, we also share it.
The basis of insurance is really quite simple and easy to understand, we complicate it by making assumptions and raising our expectations beyond reason.
This is the perfect time to plan and begin projects around your home for the changing season and weather, especially outdoors. We are often reminded by insurance claims that better preparation and less procrastination may have saved both money and headaches for many homeowners.
If you have ever built or had a contractor build, your own house then it should not surprise you that the final cost is never what you thought it was going to be at the start of the project. Why is that?