Young or old, big or small, it is something we all deal with.
As if there is not enough to worry about in our normal everyday life, the winter brings an extra layer of concern about the dreaded slip and fall.
Barn fires are a problem for Ontario farmers, with an average of 166 barn fire incidents and an average annual loss of 28 million each year recorded between 2008 and 2014. These costs do not even take into account the loss of equipment, products or livestock which any farmer will tell you can be just as big of a loss as the structure itself.
For residents here in southern Ontario, there is arguably no time of year more damaging to our property than the winter months.
What factors about your business could increase what you pay in insurance? As a business owner, ensuring the security of your business and managing operating costs are often two of the top concerns churning in the back of your mind as you work to establish and grow your business in southern Ontario.
For homeowners living here in Southern Ontario, one of our biggest fears is dealing with a furnace issue during our infamous winters. Who dreads the thought of waking up cold in the middle of the night with a furnace problem and panicking because we have no idea how to fix it?
Ontario is home to over 25% of all Canadian farms. At last count according to 2016 Census, there are over 49,000 farms run by over 70,000 farm operators within Ontario alone and contrary to what some people may believe, we have yet to meet a single one who shuts down during the winter.
Have you decided to skip the traditional home for the holiday routine this year for a week down in the Caribbean? Before you leave, after inviting us along with enough notice to dig out our beach wear, make sure your home is protected.