If you have moved, or tenants have vacated, you will require some changes to your insurance policy and coverage. Many times owners of a vacant property may not realize the need to advise the insurer, but in reality, this is a significant change to the conditions of your existing insurance coverage and has a major impact regarding the risk involved.
We believe it is important that our members know what Erie Mutual stands for in the way of company values and treatment of policyholders. It should be something you consider when choosing the right insurer for you to understand if your expectations are in line with the corporate culture. If not, you may not have found the right fit for entrusting your home, auto, farm or business insurance needs.
The fastest time in history for men running the 100 meters is 9.59 seconds held by Usain Bolt of Jamaica in 2009, the fastest speed ever recorded for a two-seat sports car happened on February 14, 2014 at 270.49 mph (435.31 km/h) in a Hennessey Venom GT supercar, but more importantly, as all parents and students are painfully aware - the fasted period of time ever experienced by anyone are the months of summer vacation. The end of summer is near!
Consider who is responsible for an accident when accepting an automobile for repair at a local garage. As the mechanic completing the work you have taken responsibility for care custody and control of the vehicle. Various repairs may require that you take that automobile for a test drive to determine the problem and again once the work is completed, but what if during that test drive you are involved in an accident with the vehicle?
Owning or driving an automobile requires a high level of responsibility, something that should not be taken lightly. An important element of that responsibility is to ensure that you, or other drivers of your vehicle, always have proper documentation readily available should you be involved in an auto accident or stopped by police in regards to a violation of the highway traffic act.
The politically correct answer to this question may very well be that it depends. We realize that does not provide much of an answer or clarification if you really are questioning who your home insurance policy does cover or include to be insured under that policy.
Your home is likely the most valued asset you own, and because of that, we believe that every policyholder should insist that their insurance company inspect what they insure. It has taken some insurers and homeowners years to realize the value of home insurance inspections.
