Blog

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  Landlord Insurance Ontario

  Nov 25 2021 3 min read

  Ontario real estate changes over the last while have created new challenges for both renters and landlords. With the average rent across Canada at around $1,800/month as of October 2021, a 1.6% increase over the previous year (1), more tenants are having a hard time finding an apartment they can afford while more rental property […] Keep Reading

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  Commercial Auto Insurance Ontario

  Nov 16 2021 4 min read

  In Ontario, if you use a vehicle for any business purposes other than simply getting to and from work, you need commercial auto insurance. WHAT IS COMMERCIAL AUTO INSURANCE? Commercial auto insurance is a policy that covers damage and liability amounts that a regular personal auto insurance policy does not cover. For example, if your […] Keep Reading
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  How To Protect Your Social Media Privacy

  Nov 04 2021 4 min read

  We hear an awful lot about online privacy and cyber security these days and for good reason. According to Sam Cook of comparitech.com: “Active social media users are 30% more likely to be affected by identity fraud; account holders on Snapchat, Facebook and Instagram are the most likely victims, with a 46% higher risk.” Despite all […] Keep Reading
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  Small Business Insurance Ontario

  Nov 03 2021 3 min read

  GET A QUOTE for small business insurance. As of 2020, over 440,000 small businesses are operating in Ontario. Every year thousands of businesses disappear (1), including around 7,000 due to bankruptcy (2). With only 30% of small businesses surviving past 5 years (2), owners must do everything they can to increase their chances of survival. […] Keep Reading
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  Liability Insurance

  Nov 03 2021 4 min read

  Commercial liability insurance is one of the most important tools that Ontario small business owners can use to protect themselves. A business without liability insurance is like a skydiver without a backup parachute. No one expects things to go wrong, but they do, and when they do you will thank the lucky stars you have […] Keep Reading
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  Furnace Safety and Maintenance

  Oct 18 2021 3 min read

  Heating equipment such as furnaces and space heaters are the leading cause of home fires in Ontario. It’s during the winter months of December – March where an estimated 8 people die due to fires in Ontario with 75% of those fatalities being traced back to fires that start in the home. As a loss […] Keep Reading
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  Home Based Business Insurance

  Oct 14 2021 3 min read

  Home-based business insurance will cover your equipment (i.e. computer, printer, food processor etc.,) and your business inventory whether it’s on or off-site. Depending on the policy it may also include business interruption insurance if an insured loss occurs at the home. Keep Reading
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  Contractor Insurance Claims

  Oct 14 2021 3 min read

  As far as small businesses go, independent contractors are often on the higher end of the risk scale. Often working on a variety of properties, usually with tools and heavy equipment that could be dangerous if not used properly, running a contracting business can be challenging, rewarding and risky. Keep Reading
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  Distracted Driving

  Sep 24 2021 3 min read

  Distracted driving is the #1 cause of fatal car accidents in Ontario, says the OPP. In fact during 2017, 107 people were killed in car accidents as a result of distracted drivers. (5) The scary part is that since distracted driving is not scientifically proven like drinking and driving is, the numbers may actually be […] Keep Reading
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  Condo Insurance

  Sep 15 2021 3 min read

  Condos seem to be going up everywhere lately. Of the 148,663 new homes built across Canada in 2019, only 38,766 (26%) were single-detached homes. The remaining were condos (55%) or other townhome and semi-detached style buildings. (1) Keep Reading
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  Tractor Insurance

  Sep 14 2021 3 min read

  As of 2016, there were over 650,000 farm tractors owned or leased in Canada with a combined value of over $18.6B (1). That’s a lot of farm equipment that needs to be insured and likely a lot of questions farmers have about their tractor insurance. Keep Reading
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  5 Life Saving Boat Safety Tips

  Aug 18 2021 2 min read

  Boating has become especially popular and each year we are seeing more people get out on the water. To make sure that you not only have a fun experience but also a safe one, here are some potentially lifesaving boating tips to follow. Keep Reading
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  Share the (Country) Road

  Aug 12 2021 2 min read

  Country roads take you home to the place where you belong, but even outside of West Virginia we should each do our part to stay safe while using them. Keep Reading
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  Common Small Business Insurance Claim Mistakes

  Aug 05 2021 4 min read

  Making a business insurance claim seems simple enough right? Experience some type of loss or accident, contact your insurance provider to tell them about it, get reimbursed and made it whole again. Keep Reading
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  5 Important Questions to Ask Your Contractor

  Aug 05 2021 3 min read

  So you’ve finally done it. Not only have you determined your budget and set aside the funds to cover it, but you’re also now ready to start on that long-awaited home renovation project. Keep Reading
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  7 Life Saving Swimming Pool Safety Tips

  Jul 20 2021 2 min read

  A backyard swimming pool can provide hours of summer fun but they can also be very dangerous if not properly respected. Owning a pool comes with the responsibility of not only ensuring it’s safe for your family but also for those visiting your home as well. Here are 7 crucial safety measures a pool owner […] Keep Reading
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  4 Biggest Fears Contractors Have

  Jul 07 2021 3 min read

  Working for yourself can be a beautiful thing, so most people think. If you’re not self-employed you likely look at those who are and envy their ability to make their schedule or the fact that they don’t have a boss to answer to. Keep Reading
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  Hobby Farm Insurance

  Jul 07 2021 3 min read

  It’s a practice that’s grown in popularity in some areas, especially as food chain disruptions have become a bigger fear among many; the small scale primarily pleasure-focused farm. Keep Reading
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  Insurance For Farmers

  Jun 03 2021 3 min read

  Whether you’re operating a large dairy farm, a small poultry farm or anything in between, farming is a business. Like running any business, risks can be mitigated with a quality insurance policy. Keep Reading

Erie Mutual Insurance Company|711 Main St. E.
Dunnville, Ontario N1A 2W5