How to Report a Claim

24 Hour Claims Emergency Contact Number

During normal business hours please either phone, email us or submit information via our form below:

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What Happens Once You Report a Claim

Step 1:
Report Incident

Don’t panic, contact Erie Mutual Insurance to speak with our In-House adjuster during regular business hours or our 24-hour service. Loss details will be recorded and you will be advised how we will handle your claim going forward.

Step 2:
Assess Your Damage

We will send a qualified professional to determine the claim related damage. An estimate of the damages will be sent to the Erie Mutual Insurance Adjuster. You will find this to be a quick and easy process with little or no inconvenience to you, our member.

Step 3:

We won’t keep you waiting. Our adjuster will contact you to review the estimate of damages. You choose who does the work and repairs, or you may prefer a cash settlement option. When the repairs are complete, payment is made directly on your behalf. We promise you’ll always be well taken care of throughout the process. Please take time to complete our satisfaction survey once your claim is settled.

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Setting Expectations of Claims Timelines

The superior customer experience you can expect from Erie Mutual follows through in the event of a claim. Your call will be handled directly by an adjuster, most times immediately but if you are asked to leave a message, we’ll respond within an hour. Damage can be assessed by a qualified professional and often estimates are received within 24 hours to ensure work and repair can begin, getting you back on the road without delay.

Chances are you need your vehicle to get to work, or anywhere else you need to go. In the event of an auto related claim a rental vehicle can be made available quickly, and for the duration of the time needed to order parts and repair your vehicle properly. This additional coverage would have had to be purchased prior to your claim.

Damage to your home can be devastating at times. While we wait for an accurate assessment of the total damage to be provided, cleanup could begin within hours of your contact. Depending on the extent of work required, cleanup can normally be completed in 3-4 days, but it does take longer in the cases of a larger loss like a house fire. We won’t delay in getting the necessary work started or arrange a cash settlement immediately when appropriate. We’ll be there every step of the way to assist you during this difficult situation.

Claims affect your life, they alter your daily routine and can have a profound impact on your family. Erie Mutual realizes this and works hard to get things back to normal for you and your family. You won’t be disappointed.

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