Contractor Insurance

What types of contractors do we insure?

We offer contractor insurance to a wide range of professionals including landscapers, electricians, drywallers, carpenters, flooring installers, painters, plasterers and bricklayers.

We can also offer contractor insurance to other industries such as general contractors, renovators and HVAC specialists.

What does contractor insurance cover?

LIABILITY (CGL):
CGL is the basic form of business insurance that protects you from the most common risks your business may face, such as a customers bodily injury.

PROPERTY INSURANCE:
Can cover loss or damage to your property caused by events such as fire, theft or vandalism.

EQUIPMENT BREAKDOWN INSURANCE:
Can cover the costs to repair or replace equipment that is damaged or as a result of an event such as a mechanical or electrical issue.

BUSINESS INTERRUPTION INSURANCE:
This may include financial compensation for income lost during the downtime while business operations are restored following an insured peril from an unforeseen event.

INSTALLATION FLOATERS:
Protects the tools and materials that contractors use in the course of business. With this coverage, the specific materials and the equipment used for install are covered.

EQUIPMENT & TOOLS:
Specifically protects the tools owned by your business, whether they are in your truck or at a client’s location.

How much does contractor insurance cost?

We offer customized insurance policies that ensure you’re protected for everything you need and nothing you don’t. The cost of your contractor insurance depends on several factors including:

– Years of Experience
– Business Size and Location
– Annual and Projected Gross Revenue
– Number of Employees
– Previous Insurance Claims

Please provide some basic information and we will be happy to provide you with a quote and coverage details.