Blog

Is Your Fence Covered By Home Insurance?

They say high fences make for good neighbours, but when the fence is damaged who is responsible for fixing it and will home insurance come to the rescue? WHAT DOES HOME INSURANCE COVER WHEN IT COMES TO YOUR FENCE? Your fence is most likely included in the list of “other structures or detached private structures” […] Keep Reading

Rural Property Insurance

With urban sprawl continuing to expand, it may not seem like rural properties make up as significant a percentage of Ontario residences as it does. While the share of those living in rural areas within Canada did fall from 18.7% in 2016 to 17.8% in 2021 (the year of the last census) that’s still 6.6 […] Keep Reading

Things You Should Never Leave by the Side of the Road

The best way to avoid having to make a home insurance claim is through loss prevention methods that help avoid the issue in the first place. Loss prevention when it comes to your house can mean a lot of things (e.g. staying private on social media, properly maintaining your furnace etc,.) but it starts beyond […] Keep Reading

Farm Livestock Insurance

If you manage a small hobby farm you likely already know how integral livestock is to its success and why insuring your animals is a smart move. In fact, an essential component of hobby farm insurance for those with animals is livestock insurance. WHAT IS LIVESTOCK INSURANCE? Typically found under a larger farm insurance policy, […] Keep Reading

Fort Erie Home Insurance

Fort Erie is one of Ontario’s fastest-growing communities and not just on Garrison Rd! Where does the population of over 30,000 that shares a border with the USA (divided by Niagara River) go for their home insurance? GET A FREE HOME INSURANCE QUOTE ARE THERE SPECIAL RISKS TO FORT ERIE HOMEOWNERS? The impacts of lake […] Keep Reading

Small Farm Insurance

Do you manage a chicken coup that produces enough eggs to sell for a bit of side income? Or do you rent a sizable piece of land to use for farming activities? Congratulations, you’re a small farmer who likely qualifies for small farm insurance. We have specialized hobby farm insurance policies that are custom designed […] Keep Reading

7 Ways Snow Keeps Your Home Safe

Heavy snow, icy driveways, and damaging winter winds can all have a major impact when it comes to your home insurance. So what is snow good for then? Well, plenty actually! Here is how snow can be a benefit to the health and safety of your home. 1\ SNOW MAKES VISIBLE SHOE PRINTS Now, not […] Keep Reading

Niagara On The Lake Home Insurance

The town of Niagara-On-The-Lake, referred to as The Loveliest Town In Canada, is home to some 17,350 residents filling over 7,000 households. (1) A whopping 87.7% of homes are owner-occupied with the remaining 12.3% being property rentals. GET A FREE HOME INSURANCE QUOTE WHAT MAKES NIAGARA-ON-THE-LAKE SUCH A NICE PLACE TO LIVE? It’s obvious why […] Keep Reading

Does Home Insurance Cover Fallen Trees?

While falling branches and trees have the potential to wreak havoc on your property at any time of the year, it’s particularly an issue during extreme weather events like the ice and wind storms that those of us in southern Ontario are all too familiar with. DOES HOME INSURANCE COVER FALLING BRANCHES AND TREES? Good […] Keep Reading

Average Home Insurance Cost In Ontario

If you’re looking for a short answer, there have been some conclusions drawn as to what the average cost of Ontario home insurance is. Click here to learn more about home insurance. For example, Canadian Real Estate Wealth says that Ontarians pay an average of $1,400 per year ($120 per month) for their home insurance. […] Keep Reading

Small Business Insurance and Taxes

Most new small business owners in Ontario learn very early on just how many different hats they’ll need to wear to be successful. While a contractor may know everything about home renovations and a restaurant owner may have a firm grasp on running a commercial kitchen, something like small business tax management may not come […] Keep Reading

Small Business Insurance For Plumbers

Ontario plumbing contractors know all too well how many potential hazards they face while on the job. While there are things most of them do to help mitigate risk, small business insurance is still a crucial tool in their belt to help protect themselves. GET A FREE PLUMBERS INSURANCE QUOTE WHAT TYPES OF INSURANCE COVERAGE […] Keep Reading

Builders Risk Insurance Ontario

As any contractor or homeowner in Ontario who has been involved in a renovation or new home construction can tell you, builder’s risk insurance is a very important safety net to have in place while the project is ongoing. WHAT IS BUILDERS RISK INSURANCE? Also known in some circles as “Course of Construction insurance” or […] Keep Reading

Restaurant Insurance Ontario

With everything an Ontario restaurant owner needs to worry about (food and service quality, inventory, cleanliness, marketing etc), whether or not they have the proper small business liability insurance should not be one of the things keeping them up at night. GET A FREE RESTAURANT INSURANCE QUOTE WHAT IS RESTAURANT INSURANCE? While no insurance product […] Keep Reading

Niagara Falls Home Insurance

The city of Niagara Falls Ontario has grown to a population of over 94,000 (1) since it was first settled on the western bank of the Niagara River in 1782. GET A FREE HOME INSURANCE QUOTE What’s become known as the “honeymoon capital of the world”, Niagara Falls offers just as much to its residents […] Keep Reading

How Having Small Business Insurance Helps Beauty Professionals

Beauty salon insurance is a must-have if you’re a beautician, hair stylist, makeup artist or run a nail salon. While we already know it’s there to help protect you from situations that could destroy your small business (like being sued by a client who injured themselves during an appointment) it can also help grow your […] Keep Reading

Sole Proprietor Insurance

Self Employed entrepreneurs know better than most the value of ensuring their small business is insured and protected. GET A FREE SMALL BUSINESS INSURANCE QUOTE WHAT IS SOLE PROPRIETOR INSURANCE? While it can also be important for self-employed people to have independent health insurance to cover things like dental, medical and disability, what we’re talking […] Keep Reading

Becoming a Landlord in Ontario

Other than perhaps dealing with a few varying municipal bylaws and property tax codes, the knowledge and resources required to become a landlord in Ontario are fairly consistent. Whether you’re looking to establish a rental income property in Niagara, Haldimand, Hamilton or beyond, here are some things you should know about becoming a landlord. BUY […] Keep Reading