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Insurance For Farmers

Whether you’re operating a large dairy farm, a small poultry farm or anything in between, farming is a business. Like running any business, risks can be mitigated with a quality insurance policy. Keep Reading

5 Surprising Facts About Home Security

Most of us are well aware of the importance of protecting our homes. We lock up at night, we have a neighbour check in on the house while we’re away and we make sure we’re insured in case the worst happens. However, there are certain facts about home security that seem to go against logic and common sense. Keep Reading

What To Do After Water Damage

Thank you to Andrew Jackson from ServiceMaster Restore of Niagara for the great information found in this article. A common nuisance for property owners is the threat of water damage. When water finds its way into your property, either by a slow leak or an acute disaster, the impacts can be immediate and long lasting. […] Keep Reading

Landscaping Business Insurance

It’s often feast or famine for many of our seasonal business owners in Ontario.  Keep Reading

Prevent Home Break-Ins

In a typical year, there is about 160,000 break and enters in Canada (1). During a pandemic year, that number could be as much as 147% higher in some cities (2). Keeping your home safe has never been more important. Keep Reading

Electrician Insurance

If you are an electrician or have worked with an electrician you are aware of how dangerous the job can be. Even with the vast majority of electricians taking every safety precaution possible, accidents still happen. Keep Reading

The Best Ways to Organize Your Garage

Is there a more sure sign of spring than when we start setting out the seasonal furniture? Busting out the chairs and toys is a great day. It can also be looked at as a chance to refresh your garage set-up so you’re not busting something else. Here are our 5 tips to properly (and safely) use your garage: Keep Reading

Online Content You Are Liable For

One of the great things about the internet and social media is that everyone has a voice. This expansion of idea sharing has allowed us to learn more from each other, has generally helped make the world a smaller place and has shed light on many corners that were once shrouded in darkness. Keep Reading

Working From Home Distractions

For some, the allure of the couch is too much to handle. Whether you’re running a home business or remote working as an employee, the distractions can be all too real. This was true for upwards of 40% of all employees who worked from home in April 2020 and remains well above the usual 10% or so during normal times. [1] Keep Reading

How to Save Money on Home Insurance

Ah, paying for home insurance. Like learning math in high school, it’s something most of us put up with as a reluctant necessity with little expectation of actually using it in the future. Keep Reading

How to Save Money on Business Insurance

In Canada nearly half of the available jobs (48.3%) are created by small and medium-sized businesses [1] yet also in Canada: • 30% of businesses fail before their 5th anniversary [2] • 7,000 businesses go bankrupt every year [2] Keep Reading

Farm Truck Vs. Personal Truck

If you operate a farm, you already know farm work would be near impossible without access to a reliable truck. It’s used to haul material, water crops, transport workers and is one of the most valuable assets a farmer owns. Keep Reading

The Problem With Vertical Farming

While some look at vertical farming systems as a potential solution to global food shortages, others see them as well-intentioned failures. Keep Reading

Vertical Farms: The Future of Farming in Ontario?

There has been a lot of talks lately about our food supply chains being at risk during hard times. Inefficient food supply chains can become at risk of failing when they are stretched and strained. Keep Reading

3 (More) Ways To Reduce Barn Fire Risk

Barn fires are a devastating event for farmers and their families with financial and emotional impacts being felt for many years after the incident. Keep Reading

Niagara Winter Traditions Alive and Well in 2020

What we hear all too often lately is that the winter of 2020/2021 will be especially dark because of the ongoing pandemic. While there’s no doubt the season will be different than most of us are used to, we want to shine some light by reminding ourselves that there is still plenty to do this winter right here in southern Ontario. Keep Reading

Home Insurance: Is It Covered?

We are often asked if certain possessions are covered under a members’ home insurance policy and we noticed that several common items were asked about most often. Keep Reading

Link Building 101: How To Expand Your Business’ Online Presence

Being a small business right now is tougher than it’s ever been. Business owners are looking for a leg up on the competition and one way they can do that is by expanding their online reach. Keep Reading