Blog

7 Ways a Cleaning Business Can Reduce Their Liability Risk

With growing demand and relatively low start-up costs, it’s now a great time to own a cleaning business in Ontario. However, despite the seemingly simple nature of the industry, there are plenty of hidden liability risks that should be recognized and avoided. Let’s talk about 7 ways you can avoid having to make a liability […] Keep Reading

Ontario Stunt Driving Laws

Do you know someone who has a lead foot while behind the wheel of a car? How about someone who seems to enjoy the thrill that comes with driving aggressively? Well other than hoping they have up to date auto insurance, you may want to send them the info below about the (more) severe consequences […] Keep Reading

How Prepared Are You For An Emergency?

The activities that have entertained us on shows like Doomsday Preppers and Survivorman are becoming more commonplace. Thanks to increasing threats like climate change, civil unrest and global military conflicts, disaster preparation and survival training are becoming less fringe and more accepted in the mainstream. As a resident of Ontario, your home insurance policy likely […] Keep Reading

Keep Your Commercial Vehicle Safe

We’ve discussed the need for commercial vehicle insurance, but we know that prevention is still our best defense when it comes to avoiding having to make an insurance claim. What can small business owners do to reduce the risk to their commercial truck, van, car or fleet? USE WINTER TIRES Especially for businesses that operate […] Keep Reading

Snowmobile Rules In Ontario

Snowmobiling has become one of Ontario’s most popular winter activities. While it can be a lot of fun, doing it safely comes with certain responsibilities. An average of 73 fatal snowmobile accidents happen in Canada every year (1), including 11 in Ontario alone during the 2020/2021 season (2), but you can greatly decrease your chances […] Keep Reading

How To Shovel Snow

Winter is a time for cozy nights in, holidays with loved ones and all the outdoor activities we Canadians love like skiing, sledding and ice skating. In short, winter is a beautiful season. Yet it’s not always a wonderland for those who are dealing with shoveling snow. According to the Canadian Medical Association Journal, during […] Keep Reading

How To Protect Your Social Media Privacy

We hear an awful lot about online privacy and cyber security these days and for good reason. According to Sam Cook of comparitech.com: “Active social media users are 30% more likely to be affected by identity fraud; account holders on Snapchat, Facebook and Instagram are the most likely victims, with a 46% higher risk.” Despite all […] Keep Reading

Furnace Safety and Maintenance

Heating equipment such as furnaces and space heaters are the leading cause of home fires in Ontario. It’s during the winter months of December – March where an estimated 8 people die due to fires in Ontario with 75% of those fatalities being traced back to fires that start in the home. As a loss […] Keep Reading

Distracted Driving in Ontario

Distracted driving is the #1 cause of fatal car accidents in Ontario, says the OPP. In fact during 2017, 107 people were killed in car accidents as a result of distracted drivers. (5) The scary part is that since distracted driving is not scientifically proven like drinking and driving is, the numbers may actually be […] Keep Reading

5 Life Saving Boat Safety Tips

Boating has become especially popular and each year we are seeing more people get out on the water. To make sure that you not only have a fun experience but also a safe one, here are some potentially lifesaving boating tips to follow. Keep Reading

5 Surprising Facts About Home Security

Most of us are well aware of the importance of protecting our homes. We lock up at night, we have a neighbour check in on the house while we’re away and we make sure we’re insured in case the worst happens. However, there are certain facts about home security that seem to go against logic and common sense. Keep Reading

What To Do After Water Damage

Thank you to Andrew Jackson from ServiceMaster Restore of Niagara for the great information found in this article. A common nuisance for property owners is the threat of water damage. When water finds its way into your property, either by a slow leak or an acute disaster, the impacts can be immediate and long lasting. […] Keep Reading

Prevent Home Break-Ins

In a typical year, there is about 160,000 break and enters in Canada (1). During a pandemic year, that number could be as much as 147% higher in some cities (2). Keeping your home safe has never been more important. Keep Reading

5 Ways To Winterize Your Home On A Budget

Winter is coming. There’s nothing we can do about that but there’s plenty we can do to prepare our homes. The best part is that a lot of what we can do is very easy on the wallet and could end up saving us money in the short and long term. Keep Reading

5 Ways To Keep Your Laptop Safe

Whether a student is back in the classroom or continuing e-learning from home, it’s never been more important to ensure the safety of the device they rely on the most. Keep Reading

Top 5 Ways To Prevent Slip And Falls During Winter

Young or old, big or small, it is something we all deal with. As if there is not enough to worry about in our normal everyday life, the winter brings an extra layer of concern about the dreaded slip and fall. Keep Reading

The 3 Best Ways To Reduce Barn Fire Risk

Barn fires are a problem for Ontario farmers, with an average of 166 barn fire incidents and an average annual loss of 28 million each year recorded between 2008 and 2014. These costs do not even take into account the loss of equipment, products or livestock which any farmer will tell you can be just as big of a loss as the structure itself. Keep Reading

Protect Your Home From The Outside This Winter

For residents here in southern Ontario, there is arguably no time of year more damaging to our property than the winter months. Keep Reading