Your home is likely the most valuable asset you own, your homeowner insurance policy should reflect its importance by insuring to full value. We encourage you to discuss and review your coverage annually, we’re here to help.
If you are a tenant, which many of us are these days due to the rising real estate market, you still need to be smart about getting the proper insurance coverage in place. That includes becoming price-savvy to the costs involved with replacing your personal belongings.
We realize that most consumers do not truly understand the insurance product they are purchasing. Despite efforts to educate and inform policyholders the simple truth of the matter is that insurance can be difficult, and that is unfortunate.
If you had to determine what everything in your home was worth, where would you begin? To make it easier, we can eliminate all the things that are considered to be part of your dwelling and are insured within that limit under your homeowner insurance policy.
If you are in the commercial real estate business, one source of your income is most likely the rent you collect from your tenants. When a loss occurs, your tenants might not be able to occupy their rented space while you are having it repaired or rebuilt.
When it comes time for you to purchase your first auto or replace the one you have, your auto insurance company will need some specific details to provide the right insurance coverage. Be prepared with all information ready for your insurance agent when purchasing a new residential property as well. The more information you have the better.
If you are like most Canadians, the dream of owning a home is one that you have been pursuing a considerable amount of time. This dream is implanted in us at a very early stage in life.
Your homeowner insurance isn't really a luxury, it's a must-have. So like most must-haves in life, we really don't enjoy paying more than we should just to have them. Just to make sure we're clear, we're not saying you should ever consider going without, it's important to have home insurance and to ensure that you carry adequate coverage by insuring to full value.