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Is Home Insurance Mandatory in Ontario?

Almost every homeowner in Ontario understands the value of home insurance well enough to know it’s worth the cost and to make sure they have it. Especially first time home buyers looking to save money on their home insurance. The question is though, is having home insurance mandatory in Ontario? Mostly no, sometimes yes. HOME […] Keep Reading

Rising Costs of Ontario Home Insurance

We’ve all felt the impact of rising costs recently and things are no different when it comes to Ontario home insurance. Get a quote here. A Stats Canada report from June 2023 showed that home insurance costs across Canada were up 8.2%. According to Rates.ca, things are even worse in Ontario with home insurance costs […] Keep Reading

Decks and Home Insurance in Ontario

As homeowners in Ontario, we take great pride in our backyard decks because we know how few opportunities we have to enjoy them throughout the year. On top of designing, building, sanding, staining and decorating your deck, it’s also important to ensure it’s protected by your Ontario home insurance. Looking for a quote? Visit here. […] Keep Reading

Finished Basements and Ontario Home Insurance

Finishing a basement can add a whole new level of enjoyment to your home (pun intended) and can also help make your home more desirable for potential buyers should you decide to put it on the market. Before you behind the process you should consult with your home insurance provider first to see how the […] Keep Reading

Secure Your Ontario Cottage

We hope we’re not coming across as a broken record by saying this, but it’s probably worth repeating: While coverage options like cottage insurance acts as a valuable safety net, prevention should always be your first and primary line of defense when dealing with loss and risk. Let’s talk about the most common threats to […] Keep Reading

Cottage Insurance Ontario

Spending quality time up at the family cottage is a favourite Canadian pastime, especially here in Ontario. When you’re enjoying some much-needed R&R by the lake the last thing you want to be worrying about is your cottage insurance policy. GET A FREE COTTAGE INSURANCE QUOTE IS COTTAGE INSURANCE EXPENSIVE IN ONTARIO? Like all types […] Keep Reading

Pelham Home Insurance

The town of Pelham Ontario is one of 12 municipalities that make up the Niagara Region. Some call it the heart of the region due to its location and overall spirit. GET A FREE HOME INSURANCE QUOTE HOW MUCH DOES PELHAM HOME INSURANCE COST? Since the average home insurance cost within Ontario is approximately $1,250 […] Keep Reading

Apartment Insurance Ontario

As Ontario and other provinces in Canada have been putting more emphasis on higher-density residential development you have likely noticed more apartment buildings going up where you live. The government of Ontario recently committed to building 1.5 million new homes over the next 10 years. (1) With part of their plan being to start allowing […] Keep Reading

Is Your Fence Covered By Home Insurance?

They say high fences make for good neighbours, but when the fence is damaged who is responsible for fixing it and will home insurance come to the rescue? WHAT DOES HOME INSURANCE COVER WHEN IT COMES TO YOUR FENCE? Your fence is most likely included in the list of “other structures or detached private structures” […] Keep Reading

Things You Should Never Leave by the Side of the Road

The best way to avoid having to make a home insurance claim is through loss prevention methods that help avoid the issue in the first place. Loss prevention when it comes to your house can mean a lot of things (e.g. staying private on social media, properly maintaining your furnace etc,.) but it starts beyond […] Keep Reading

Fort Erie Home Insurance

Fort Erie is one of Ontario’s fastest-growing communities and not just on Garrison Rd! Where does the population of over 30,000 that shares a border with the USA (divided by Niagara River) go for their home insurance? GET A FREE HOME INSURANCE QUOTE ARE THERE SPECIAL RISKS TO FORT ERIE HOMEOWNERS? The impacts of lake […] Keep Reading

Niagara On The Lake Home Insurance

The town of Niagara-On-The-Lake, referred to as The Loveliest Town In Canada, is home to some 17,350 residents filling over 7,000 households. (1) A whopping 87.7% of homes are owner-occupied with the remaining 12.3% being property rentals. GET A FREE HOME INSURANCE QUOTE WHAT MAKES NIAGARA-ON-THE-LAKE SUCH A NICE PLACE TO LIVE? It’s obvious why […] Keep Reading

Does Home Insurance Cover Fallen Trees?

While falling branches and trees have the potential to wreak havoc on your property at any time of the year, it’s particularly an issue during extreme weather events like the ice and wind storms that those of us in southern Ontario are all too familiar with. DOES HOME INSURANCE COVER FALLING BRANCHES AND TREES? Good […] Keep Reading

Average Home Insurance Cost In Ontario

If you’re looking for a short answer, there have been some conclusions drawn as to what the average cost of Ontario home insurance is. Click here to learn more about home insurance. For example, Canadian Real Estate Wealth says that Ontarians pay an average of $1,400 per year ($120 per month) for their home insurance. […] Keep Reading

Builders Risk Insurance Ontario

As any contractor or homeowner in Ontario who has been involved in a renovation or new home construction can tell you, builder’s risk insurance is a very important safety net to have in place while the project is ongoing. WHAT IS BUILDERS RISK INSURANCE? Also known in some circles as “Course of Construction insurance” or […] Keep Reading

Niagara Falls Home Insurance

The city of Niagara Falls Ontario has grown to a population of over 94,000 (1) since it was first settled on the western bank of the Niagara River in 1782. GET A FREE HOME INSURANCE QUOTE What’s become known as the “honeymoon capital of the world”, Niagara Falls offers just as much to its residents […] Keep Reading

Becoming a Landlord in Ontario

Other than perhaps dealing with a few varying municipal bylaws and property tax codes, the knowledge and resources required to become a landlord in Ontario are fairly consistent. Whether you’re looking to establish a rental income property in Niagara, Haldimand, Hamilton or beyond, here are some things you should know about becoming a landlord. BUY […] Keep Reading

St. Catharines Home Insurance

While the housing market in Niagara started cooling off during the summer of 2022, the average cost of purchasing a home in St. Catharines is still much higher than it was just as recently as 2020. In January 2021 the average cost of a new home in St. Catharines was $527,000 compared to $790,000 in […] Keep Reading