Blog

Secure Your Ontario Cottage

We hope we’re not coming across as a broken record by saying this, but it’s probably worth repeating: While coverage options like cottage insurance acts as a valuable safety net, prevention should always be your first and primary line of defense when dealing with loss and risk. Let’s talk about the most common threats to […] Keep Reading

Cottage Insurance Ontario

Spending quality time up at the family cottage is a favourite Canadian pastime, especially here in Ontario. When you’re enjoying some much-needed R&R by the lake the last thing you want to be worrying about is your cottage insurance policy. GET A FREE COTTAGE INSURANCE QUOTE IS COTTAGE INSURANCE EXPENSIVE IN ONTARIO? Like all types […] Keep Reading

Pelham Home Insurance

The town of Pelham Ontario is one of 12 municipalities that make up the Niagara Region. Some call it the heart of the region due to its location and overall spirit. GET A FREE HOME INSURANCE QUOTE HOW MUCH DOES PELHAM HOME INSURANCE COST? Since the average home insurance cost within Ontario is approximately $1,250 […] Keep Reading

Apartment Insurance Ontario

As Ontario and other provinces in Canada have been putting more emphasis on higher-density residential development you have likely noticed more apartment buildings going up where you live. The government of Ontario recently committed to building 1.5 million new homes over the next 10 years. (1) With part of their plan being to start allowing […] Keep Reading

Is Your Fence Covered By Home Insurance?

They say high fences make for good neighbours, but when the fence is damaged who is responsible for fixing it and will home insurance come to the rescue? WHAT DOES HOME INSURANCE COVER WHEN IT COMES TO YOUR FENCE? Your fence is most likely included in the list of “other structures or detached private structures” […] Keep Reading

Things You Should Never Leave by the Side of the Road

The best way to avoid having to make a home insurance claim is through loss prevention methods that help avoid the issue in the first place. Loss prevention when it comes to your house can mean a lot of things (e.g. staying private on social media, properly maintaining your furnace etc,.) but it starts beyond […] Keep Reading

Fort Erie Home Insurance

Fort Erie is one of Ontario’s fastest-growing communities and not just on Garrison Rd! Where does the population of over 30,000 that shares a border with the USA (divided by Niagara River) go for their home insurance? GET A FREE HOME INSURANCE QUOTE ARE THERE SPECIAL RISKS TO FORT ERIE HOMEOWNERS? The impacts of lake […] Keep Reading

Niagara On The Lake Home Insurance

The town of Niagara-On-The-Lake, referred to as The Loveliest Town In Canada, is home to some 17,350 residents filling over 7,000 households. (1) A whopping 87.7% of homes are owner-occupied with the remaining 12.3% being property rentals. GET A FREE HOME INSURANCE QUOTE WHAT MAKES NIAGARA-ON-THE-LAKE SUCH A NICE PLACE TO LIVE? It’s obvious why […] Keep Reading

Does Home Insurance Cover Fallen Trees?

While falling branches and trees have the potential to wreak havoc on your property at any time of the year, it’s particularly an issue during extreme weather events like the ice and wind storms that those of us in southern Ontario are all too familiar with. DOES HOME INSURANCE COVER FALLING BRANCHES AND TREES? Good […] Keep Reading

Average Home Insurance Cost In Ontario

If you’re looking for a short answer, there have been some conclusions drawn as to what the average cost of Ontario home insurance is. Click here to learn more about home insurance. For example, Canadian Real Estate Wealth says that Ontarians pay an average of $1,400 per year ($120 per month) for their home insurance. […] Keep Reading

Builders Risk Insurance Ontario

As any contractor or homeowner in Ontario who has been involved in a renovation or new home construction can tell you, builder’s risk insurance is a very important safety net to have in place while the project is ongoing. WHAT IS BUILDERS RISK INSURANCE? Also known in some circles as “Course of Construction insurance” or […] Keep Reading

Niagara Falls Home Insurance

The city of Niagara Falls Ontario has grown to a population of over 94,000 (1) since it was first settled on the western bank of the Niagara River in 1782. GET A FREE HOME INSURANCE QUOTE What’s become known as the “honeymoon capital of the world”, Niagara Falls offers just as much to its residents […] Keep Reading

Becoming a Landlord in Ontario

Other than perhaps dealing with a few varying municipal bylaws and property tax codes, the knowledge and resources required to become a landlord in Ontario are fairly consistent. Whether you’re looking to establish a rental income property in Niagara, Haldimand, Hamilton or beyond, here are some things you should know about becoming a landlord. BUY […] Keep Reading

St. Catharines Home Insurance

While the housing market in Niagara started cooling off during the summer of 2022, the average cost of purchasing a home in St. Catharines is still much higher than it was just as recently as 2020. In January 2021 the average cost of a new home in St. Catharines was $527,000 compared to $790,000 in […] Keep Reading

Port Colborne Home Insurance

After decades in decline, Port Colborne is back on the rise. The 2022 census data shows the first population increase in the City Of Port Colborne since 1971. (1) What does this mean for the residents of the town as it relates to their home insurance? GET A FREE HOME INSURANCE QUOTE UNIQUE RISKS THAT […] Keep Reading

Lightning and Home Insurance

It’s theorized that lightning strikes may have played an integral role in the origins of life on our planet (1) and it’s widely considered the source of fire that we humans eventually learned to control and use for our benefit (2). While it’s provided our species with so much over the millennia, lightning can also […] Keep Reading

Welland Home Insurance

GET A FREE WELLAND HOME INSURANCE QUOTE With humble roots reaching back to the original 1788 settlement, Welland Ontario has a history of industrial manufacturing and rapid growth thanks to its ideal location between Toronto and Buffalo. After decades of uncertainty, these days Welland is back in growth mode with both industrial and residential lands […] Keep Reading

Grimsby Home Insurance

After the real estate market spiked in 2016 many people, including the Baig family, decided to move from Toronto and look for their new dream home in Grimsby Ontario. Due to rising home prices and other living expenses, the trend of moving out of the big city to smaller nearby communities has been going on […] Keep Reading