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Boat Insurance Ontario

They don’t call them the Great Lakes for nothing. Southern Ontario is a fantastic place to live if you’re lifestyle involves being on the water. Whether you like fishing on the Grand River in Haldimand or heading out for a pleasure cruise from one of the many gorgeous marinas along Lake Ontario and Lake Erie, […] Keep Reading

How Ontario Landlords Keep Their Rental Property Safe

Anyone who rents out their property to tenants (or who are thinking about becoming a landlord) should already understand the importance of quality landlord insurance. They likely also know that, while it’s a crucial layer of protection, it shouldn’t be relied on and the best option is loss prevention to keep their rental property secure. […] Keep Reading

How Prepared Are You For An Emergency?

The activities that have entertained us on shows like Doomsday Preppers and Survivorman are becoming more commonplace. Thanks to increasing threats like climate change, civil unrest and global military conflicts, disaster preparation and survival training are becoming less fringe and more accepted in the mainstream. As a resident of Ontario, your home insurance policy likely […] Keep Reading

Landlord Insurance Ontario

Ontario real estate changes over the last while have created new challenges for both renters and landlords. With the average rent across Canada at around $1,800/month as of October 2021, a 1.6% increase over the previous year (1), more tenants are having a hard time finding an apartment they can afford. For those thinking about […] Keep Reading

Condo Insurance Ontario

Condos seem to be going up everywhere lately. Of the 148,663 new homes built across Canada in 2019, only 38,766 (26%) were single-detached homes. The remaining were condos (55%) or other townhome and semi-detached style buildings. (1) Keep Reading

What To Do After Water Damage

Thank you to Andrew Jackson from ServiceMaster Restore of Niagara for the great information found in this article. A common nuisance for property owners is the threat of water damage. When water finds its way into your property, either by a slow leak or an acute disaster, the impacts can be immediate and long lasting. […] Keep Reading

How to Save Money on Home Insurance

Ah, paying for home insurance. Like learning math in high school, it’s something most of us put up with as a reluctant necessity with little expectation of actually using it in the future. Keep Reading

Home Insurance: Is It Covered?

We are often asked if certain possessions are covered under a members’ home insurance policy and we noticed that several common items were asked about most often. Keep Reading

5 Ways To Winterize Your Home On A Budget

Winter is coming. There’s nothing we can do about that but there’s plenty we can do to prepare our homes. The best part is that a lot of what we can do is very easy on the wallet and could end up saving us money in the short and long term. Keep Reading

Your Home Insurance Does Not Cover Pandemic Pods

While schools have re-opened, not all parents have been on board with sending their children back into the classroom. One of the popular alternatives is organizing a pandemic pod where their child can learn and socialize with other children in a smaller group. Keep Reading

Backyard Swimming Pool Insurance

In Hamilton, as just one example, the number of permits issued for swimming pools was 24% higher compared to previous years including a tripling in June 2020 over June 2019. Keep Reading

Distracted Living

A pot boiling over. An iron left on. Children not being supervised. Doors being left unlocked. You are likely aware of how distracted driving leads to more accidents on the road, but did you also know that a similar impact is being felt at home? It is called distracted living. Keep Reading

Emergency Preparedness: Top 7 Forever Foods

If 2020 has taught us anything so far, it is that most of us need to work on being better prepared in the event of a supply chain disruption. Power and communication are certainly high up there in terms of priorities but there is nothing more important for our survival than reliable food supply. Keep Reading

Older Kids Stuck At Home? How To Structure Their Day

As a parent we are sure you have seen many articles and self-learning resources being posted online lately for younger children, however, if you are a parent of an older child or teenager you might be wondering; where is my advice? Keep Reading

Protect Your Home From The Outside This Winter

For residents here in southern Ontario, there is arguably no time of year more damaging to our property than the winter months. Keep Reading

3 Common Furnace Problems (how to fix them)

For homeowners living here in Southern Ontario, one of our biggest fears is dealing with a furnace issue during our infamous winters. Who dreads the thought of waking up cold in the middle of the night with a furnace problem and panicking because we have no idea how to fix it? Keep Reading

Holiday Vacation Checklist

Have you decided to skip the traditional home for the holiday routine this year for a week down in the Caribbean? Before you leave, after inviting us along with enough notice to dig out our beach wear, make sure your home is protected. Keep Reading

5 Myths About Your Home Insurance

Home Insurance can be a tricky thing and finding the right provider takes research. There are many myths when it comes to home insurance policies and there are intricacies that can be confusing. Below are the top five myths debunked and their truths. Keep Reading