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Rental Income Insurance

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What does rental property insurance cover?

LIABILITY (CGL):
CGL is the basic form of business insurance that protects you from the most common risks your business may face, such as a customers bodily injury.

BUILDING PROPERTY INSURANCE:
Can cover loss or damage to your property building structure which provides a source of rental income.

PERSONAL PROPERTY/CONTENTS:
Loss or damage to the building owner/landlord personal property within the rental unit, for example, appliances or furniture provided in the rental agreement.

LOSS OF RENTAL INCOME:
The lost rental income due to damage caused by an insured peril while the structure is undergoing renovation, repair or rebuild and cannot be occupied by the tenant.

SEWER, SEPTIC, DRAIN OR SUMP BACKUP:
Qualifying properties can include water damage resulting from the back up of a sewer, septic, drain or sump.

TENANT LEGAL LIABILITY:
Protection to cover losses caused by the tenant under an insured peril.

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