What can restaurant insurance cover?
COMMERCIAL GENERAL LIABILITY (CGL):
CGL is the basic form of business insurance that protects you from the most common risks your restaurant may face, such as a customers bodily injury (including food poisoning).
COMMERCIAL PROPERTY INSURANCE:
This can cover loss or damage to your property caused by events such as fire, theft or vandalism.
EQUIPMENT BREAKDOWN INSURANCE:
This can cover the costs to repair or replace equipment that is damaged or as a result of an event such as a mechanical or electrical issue.
BUSINESS INTERRUPTION INSURANCE:
This may include financial compensation for income lost during the downtime while business operations are restored following an insured peril from an unforeseen event.
How much does restaurant insurance cost?
We offer customized insurance policies that ensure you’re protected for everything you need and nothing you don’t. The cost of your restaurant insurance depends on several factors including:
– Years of Experience
– Business Size and Location
– Annual and Projected Gross Revenue
– Number of Employees
– Previous Insurance Claims
Please provide some basic information and we will be happy to provide you with a quote and coverage details.