Auto insurance is every changing, as well as being a complicated purchase for consumers. We understand your frustration, and we appreciate the opportunity to provide you professional advice and solutions.
Auto insurance is much more than just a necessity. In fact, the law requires that you carry auto insurance, but that does not mean that the law expects that you understand your auto insurance. We realize that most drivers really do not know a lot about the coverage or even the limits under their auto insurance policy. The truth is that auto insurance is not easy to understand, and given that it seems to change every few years makes it that much more frustrating to grasp as a consumer. We not only feel your pain, we also share it.
Owning or driving an automobile requires a high level of responsibility, something that should not be taken lightly. An important element of that responsibility is to ensure that you, or other drivers of your vehicle, always have proper documentation readily available should you be involved in an auto accident or stopped by police in regards to a violation of the highway traffic act.
We realize that most consumers do not truly understand the insurance product they are purchasing. Despite efforts to educate and inform policyholders the simple truth of the matter is that insurance can be difficult, and that is unfortunate.
Do you find yourself not understanding some words or terms your insurance company uses? If so, you are not alone. Insurance policies can be confusing to most everyone
If you carry physical damage coverage on your automobile insurance, the addition of insurance for a rental vehicle makes great sense, and is very affordable. There are two separate auto insurance endorsements available in Ontario, both involve coverage for a rental vehicle but are intended for different purposes.
Your property insurance, including a homeowner insurance policy or tenants package specifically excludes your ATV from being covered. You may wonder why since you store it at your property in the garage similar to your riding lawnmower or snow blower.
When it comes time for you to purchase your first auto or replace the one you have, your auto insurance company will need some specific details to provide the right insurance coverage. Be prepared with all information ready for your insurance agent when purchasing a new residential property as well. The more information you have the better.