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Commercial Property Insurance Ontario

While liability insurance usually comes to mind first when insuring a small business, protecting the brick and mortar building is often a close 2nd. Insurance for a commercial building in Ontario is not the same as a residential property. Although both face many of the same types of property risks (i.e. fire and theft) they […] Keep Reading

Commercial Auto Insurance Ontario

In Ontario, if you use a vehicle for any business purposes other than simply getting to and from work, you need commercial auto insurance. WHAT IS COMMERCIAL AUTO INSURANCE? Commercial auto insurance is a policy that covers damage and liability amounts that a regular personal auto insurance policy does not cover. For example, if your […] Keep Reading

Small Business Insurance Ontario

As of 2023, there are 444,702 small businesses operating in Ontario, including 10,151 in Niagara that employ 9 people or less. In Haldimand, 71% of businesses are small businesses, employing less than 20 people. With only 30% of small businesses surviving past 5 years (2), owners must do everything they can to increase their chances […] Keep Reading

Liability Insurance Ontario

Commercial liability insurance is one of the most important tools that Ontario small business owners can use to protect themselves. A business without liability insurance is like a skydiver without a backup parachute. No one expects things to go wrong, but they do, and when they do you will thank the lucky stars you have […] Keep Reading

Home Based Business Insurance

Home-based business insurance will cover your equipment (i.e. computer, printer, food processor etc.,) and your business inventory whether it’s on or off-site. Depending on the policy it may also include business interruption insurance if an insured loss occurs at the home. Keep Reading

Common Small Business Insurance Claim Mistakes

Making a business insurance claim seems simple enough right? Experience some type of loss or accident, contact your insurance provider to tell them about it, get reimbursed and made it whole again. Keep Reading

4 Biggest Fears Contractors Have

Working for yourself can be a beautiful thing, so most people think. If you’re not self-employed you likely look at those who are and envy their ability to make their schedule or the fact that they don’t have a boss to answer to. Keep Reading

Landscaping Business Insurance

It’s often feast or famine for many of our seasonal business owners in Ontario.  Keep Reading

Electrician Insurance

If you are an electrician or have worked with an electrician you are aware of how dangerous the job can be. Even with the vast majority of electricians taking every safety precaution possible, accidents still happen. Keep Reading

How to Save Money on Business Insurance

In Canada nearly half of the available jobs (48.3%) are created by small and medium-sized businesses [1] yet also in Canada: • 30% of businesses fail before their 5th anniversary [2] • 7,000 businesses go bankrupt every year [2] Keep Reading

Link Building 101: How To Expand Your Business’ Online Presence

Being a small business right now is tougher than it’s ever been. Business owners are looking for a leg up on the competition and one way they can do that is by expanding their online reach. Keep Reading

The 3 Best Ways To Enhance Your Google Business Listing

83% of consumers perform an online search for a product or service before making a purchase and since 92% of online searches are done on Google, it is no wonder why ensuring you have a strong Google listing is crucial for any small business. Keep Reading

Commercial Insurance: Emerging From Lockdown

Individually we all have different questions as we begin to emerge from lockdown: How can I stay safe? Are my clothes still in style? How do I lose the pandemic 15? Will there be another wave? What month is it? What is that glowing hot ball in the sky? While we start to figure out […] Keep Reading

How To Stay Busy When Business Is Slow

Whether dealing with a slow period is an annual occurrence as it is often the case for a seasonal business, or if it may be due to other circumstances outside of your control, a slow day does not have to be an unproductive day. Keep Reading

Business Shutdown? How insurance comes into play

When we face uncertain times we look for answers. There has perhaps never been a more uncertain time than if you are a business owner during a temporary shutdown. Keep Reading

Why Do You Spend More On Business Insurance?

What factors about your business could increase what you pay in insurance? As a business owner, ensuring the security of your business and managing operating costs are often two of the top concerns churning in the back of your mind as you work to establish and grow your business in southern Ontario. Keep Reading

3 Ways To Protect Your Business During The Holiday Rush

If you are an owner or employee of a retail business, Santa Claus is not the only one coming to town this month. As the shopping season gets into full swing, any company selling products that can be given as gifts will be dealing with levels of physical and digital traffic typically not seen at any other time of the year. Keep Reading

How Commercial Insurance Protects Your Office

As a business owner there are many things for you to think about on a daily basis, one of the most important is that you are properly insured in the event of an emergency. Being insured as a business owner covers a wide range of things from protecting the building, the employees, the clients, as well as the products themselves. We will explore the different ways that you are protected with a special emphasis on offices and home-based businesses. Keep Reading