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How The Biggest Industry Issues of 2025 Impact You

As of 2025, the insurance industry in Canada is facing several major challenges that are reshaping how companies like Erie Mutual Insurance operate, underwrite risk and serve customers. Here are the top 8 biggest issues the insurance industry is facing in 2025 (and how they impact you): 1/ Climate Change and Catastrophic Losses For the […] Keep Reading

Why Choose a Mutual Insurance Company

When you choose to get insured by a mutual insurance company you’re choosing to become a co-owner rather than just a paying policyholder like you would be with a stock insurance company. This means you have voting rights at the Annual General Meetings and benefit in other ways that customers of stock insurance companies simply […] Keep Reading

Solar Panels and Home Insurance

With a declining environment, adding solar panels to your home is something homeowners can do to help. However, it is not something that you can just slap on your roof and call it a day. There is a certain amount of research that needs to be done starting with how they could affect your home […] Keep Reading

Small Farm Insurance

Do you manage a chicken coup that produces enough eggs to sell for a bit of side income? Or do you rent a sizable piece of land to use for farming activities? Congratulations, you’re a small farmer who likely qualifies for small farm insurance. We have specialized hobby farm insurance policies that are custom designed […] Keep Reading

7 Ways Snow Keeps Your Home Safe

Heavy snow, icy driveways, and damaging winter winds can all have a major impact when it comes to your home insurance. So what is snow good for then? Well, plenty actually! Here is how snow can be a benefit to the health and safety of your home. 1\ SNOW MAKES VISIBLE SHOE PRINTS Now, not […] Keep Reading

Contractor Insurance Claims

As far as small businesses go, independent contractors are often on the higher end of the risk scale. Often working on a variety of properties, usually with tools and heavy equipment that could be dangerous if not used properly, running a contracting business can be challenging, rewarding and risky. Keep Reading

5 Important Questions to Ask Your Contractor

So you’ve finally done it. Not only have you determined your budget and set aside the funds to cover it, but you’re also now ready to start on that long-awaited home renovation project. Keep Reading

7 Life Saving Swimming Pool Safety Tips

A backyard swimming pool can provide hours of summer fun but they can also be very dangerous if not properly respected. Owning a pool comes with the responsibility of not only ensuring it’s safe for your family but also for those visiting your home as well. Here are 7 crucial safety measures a pool owner […] Keep Reading

The Best Ways to Organize Your Garage

Is there a more sure sign of spring than when we start setting out the seasonal furniture? Busting out the chairs and toys is a great day. It can also be looked at as a chance to refresh your garage set-up so you’re not busting something else. Here are our 5 tips to properly (and safely) use your garage: Keep Reading

Online Content You Are Liable For

One of the great things about the internet and social media is that everyone has a voice. This expansion of idea sharing has allowed us to learn more from each other, has generally helped make the world a smaller place and has shed light on many corners that were once shrouded in darkness. Keep Reading

Working From Home Distractions

For some, the allure of the couch is too much to handle. Whether you’re running a home business or remote working as an employee, the distractions can be all too real. This was true for upwards of 40% of all employees who worked from home in April 2020 and remains well above the usual 10% or so during normal times. [1] Keep Reading

Niagara Winter Traditions Alive and Well in 2020

What we hear all too often lately is that the winter of 2020/2021 will be especially dark because of the ongoing pandemic. While there’s no doubt the season will be different than most of us are used to, we want to shine some light by reminding ourselves that there is still plenty to do this winter right here in southern Ontario. Keep Reading

Safe Fall Traditions

For many, the fall season is the actual most wonderful time of year (sorry Christmas) and lucky for us there should still be plenty to do safely in 2020. Keep Reading

3 Most Popular Workplace Distractions (and how to deal with them)

Do you find yourself noticeably more or less efficient while working in an office compared to working from home? Some people need the structure that an office provides to properly get down to business, while others may find an office environment to be more distracting than it’s worth. Keep Reading

How The Fire of 1666 Changed The Insurance Industry

On September 2nd 1666, shortly after midnight, a fire broke out in London England. High winds spread the flames that consumed 80% of the city and changed the course of western civilization. The impacts of the “great fire” are still being felt today in our everyday lives. Keep Reading

Emergency Preparedness: Top 7 Forever Foods

If 2020 has taught us anything so far, it is that most of us need to work on being better prepared in the event of a supply chain disruption. Power and communication are certainly high up there in terms of priorities but there is nothing more important for our survival than reliable food supply. Keep Reading

Older Kids Stuck At Home? How To Structure Their Day

As a parent we are sure you have seen many articles and self-learning resources being posted online lately for younger children, however, if you are a parent of an older child or teenager you might be wondering; where is my advice? Keep Reading

Insurance 101 – What is Liability Insurance?

It is surprising how many people do not know what liability insurance is or the purpose of liability insurance. Liability insurance protection has become increasingly important over the years and is an essential element of your full insurance protection. Keep Reading