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Fire Safety Tips For Homeowners

The idea of a house fire happening to us seems rare, but it is a common, unforeseen and an extreme event that happens more often than you think. Being a homeowner is a great privilege, but it comes with more responsibility than hosting dinner parties. You call your house your home, it is your shelter. Erie Mutual Insurance will provide protection for your home and your personal property. Fires are a common household accident and we will be here for you if a fire damages your home. Keep Reading

5 Hidden Dangers At Home That Should Not Be Ignored

As a homeowner, we understand that there are many things that need taken care of, but these are 5 dangers that should never be ignored. We hope to bring our members valuable information that will help them identify and eliminate these dangers. Keep Reading

Be Careful What Your Share On Social Media While On Vacation

Erie Mutual Insurance agrees that vacations are good for you but as excited as we get, we cannot forget to protect our homes even when we are away. Home burglary often happens while owners are out of town. Keep Reading

Be Prepared For A Hydro Outage

A power outage can happen in any season and for multiple reasons. Often, high winds are a factor, but an auto accident or other sources can result in a damaged transformer leaving thousands without electricity. The reach can vary from only a section of your neighbourhood to an entire city or region and although your children may be disappointed that the television or internet is unavailable, there are much bigger concerns that you will need to contend with while the hydro is down. Will you be prepared? Keep Reading

Survey of Home Safety Measures

Homeowners face uncertainty and risk each day, as do the insurance companies that insure the homeowner. Many areas are a concern to both insurer and homeowners whether it is acknowledged or not. Topics such as a change in climate, extreme weather conditions, as well as the homeowner themselves the consumer. Keep Reading

Owning And Operating An E-Bike

There are an abundance of e-bikes on the streets these days. And sometimes, on the sidewalks too! Some drivers with helmets, others without. E-Bikes that go zipping past at a good speed and others that seem to be moving slower than pedestrians walking alongside. We realize the need to find alternative transportation, considering the cost of owning a vehicle and the lack of public transit in some areas. But have e-bikes become a convenience or a nuisance on our roads? Keep Reading

The Importance of A Home Escape Plan

We know everyone hears it often, but the importance of a proper home escape plan needs to be communicated and repeated by as many sources as possible. After all, the goal is to keep your family safe!  Keep Reading

The Best Ways to Organize Your Basement

All of us tend to store our stuff in our basement, we put it down there and forget about it. It is only when our sump pump fails or our sewer backs up that we phone our insurance company and come to realize what we had actually accumulated down there.You would be surprised at what you have accumulated over the years! Keep Reading

Fall Preparation Around Your Home

This is the perfect time to plan and begin projects around your home for the changing season and weather, especially outdoors. We are often reminded by insurance claims that better preparation and less procrastination may have saved both money and headaches for many homeowners. Keep Reading

Home Insurance For Vacant Property

If you have moved, or tenants have vacated, you will require some changes to your insurance policy and coverage. Many times owners of a vacant property may not realize the need to advise the insurer, but in reality, this is a significant change to the conditions of your existing insurance coverage and has a major impact regarding the risk involved. Keep Reading

The Value of an Erie Mutual Home Inspection

Your home is likely the most valued asset you own, and because of that, we believe that every policyholder should insist that their insurance company inspect what they insure. It has taken some insurers and homeowners years to realize the value of home insurance inspections. Keep Reading

Fire Spreads Quickly

Every insurance company has been witness to the loss of a family home, it is an absolutely horrific ordeal of devastation and emotion that the family is forced to endure. Although your first instinct may be to extinguish the fire, it is important that everyone knows what do when a fire becomes uncontrollable. Your family members have only a matter of minutes to safely escape the fire and smoke before it consumes the house. You must have a plan in place! Keep Reading

Rental Income Insurance

If you are in the commercial real estate business, one source of your income is most likely the rent you collect from your tenants. When a loss occurs, your tenants might not be able to occupy their rented space while you are having it repaired or rebuilt. Keep Reading

Buying a Home or Auto – What Will Your Insurer Require?

When it comes time for you to purchase your first auto or replace the one you have, your auto insurance company will need some specific details to provide the right insurance coverage. Be prepared with all information ready for your insurance agent when purchasing a new residential property as well. The more information you have the better. Keep Reading