How Does Commercial Insurance Protect – Motels Edition
July 5, 2019
As an extension of our previous blog, What is Liability Insurance, this is how commercial liability insurance protects our members. More specifically, our members who own motels.
Our commercial insurance packages allow you to focus on inviting rooms, friendly service, and great amenities. We handle the rest. Erie Mutual Insurance has created special insurance packages for hospitality-oriented businesses like bed and breakfasts and motels.
We believe that having the right protection in place lets you focus on what you do best; running your business.
A FEW TYPES OF COVERAGE WE OFFER FOR YOUR MOTEL INCLUDE:
Off-premises property coverage
Building ordinance and law coverage
Liability for guests property coverage
Equipment breakdown coverage
Income protection coverage (Loss of Income and Business Interruption)
Commercial General Liability (CGL) coverage
Products and completed operations coverage
In addition, Erie Mutual Insurance understands that going the extra mile means a lot. Here are a few examples of additional coverage we would typically discuss and assess your exposure and potential insurance needs:
Sewer backup and Flood coverage
Electronic data coverage
Forgery and alteration
Offering great service to those who do the same is important for us. We have tools and resources available for motel owners to help identify and reduce common business risks.
Our support teams have special training in your industry and are experienced in serving businesses like yours. If you have a claim, you can rest easy knowing that Erie Mutual stands behind its promise of service.
We are always quick to respond and offer after-hours emergency claims service, so help is always close by.
Continuing our series of how commercial insurance can protect specific industries, this blog is for contractors. Catering to your needs, if your business operations do not fit within our current packages, we will work through the nooks and crannies and customize a package. We offer Contractor, Residential & Commercial Realty, Office, Bed & Breakfast, Church, and Home Based Business Packages. Each package contains a specific list of extensions and limits that are catered to the needs of that particular business operation.
As a homeowner, we understand that there are many things that need taken care of, but these are 5 dangers that should never be ignored. We hope to bring our members valuable information that will help them identify and eliminate these dangers.