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Things Farmers Do In The Summer

Welcome to our Series, Things Farmers Do, Summer Edition. With years of experience in the farming and growing industry, Erie Mutual provides the right insurance coverage that protects your farm at a competitive price. Like the agri-business, seasons change and that means Spring, Summer, Fall and Winter months to adjust to on your farm. Keep Reading

How Insurance Protects Restaurants

As an extension of our previous blog, What is Liability Insurance, this is how commercial liability insurance protects our Erie Mutual members. More specifically, our members owning a restaurant business. Keep Reading

Insurance 101 – What is Liability Insurance?

It is surprising how many people do not know what liability insurance is or the purpose of liability insurance. Liability insurance protection has become increasingly important over the years and is an essential element of your full insurance protection. Keep Reading

Things Farmers Do In The Spring

Welcome to our Series, Things Farmers Do, Spring Edition. With years of experience in the farming and growing industry, Erie Mutual provides the right insurance coverage that protects your farm at a competitive price. Like the agri-business, seasons change and that means Spring, Summer, Fall and Winter months to adjust to on your farm. Keep Reading

How To Stay Safe On The Road During Spring

No matter how many years we’re on the road, there are always ways to improve vehicles, insurance and driving skills. Erie Mutual has the expertise to better understand a confusing auto insurance policy. We realize it’s tough to make informed decisions when auto insurers use complicated language. That’s why we’re here for our clients to explain coverage, options available and what to expect if an accident occurs. Our claims team will take great care f you when you need us. Keep Reading

What To Consider When Buying A Car

If you are in the market of buying a new or used automobile, there is always plenty to consider. Some of us may be spontaneous and impulsive when we instantly fall in love with a vehicle and we become quick to close the deal, many others prefer to take their due diligence and prolong the shopping cycle. Keep Reading

Be Prepared For A Hydro Outage

A power outage can happen in any season and for multiple reasons. Often, high winds are a factor, but an auto accident or other sources can result in a damaged transformer leaving thousands without electricity. The reach can vary from only a section of your neighbourhood to an entire city or region and although your children may be disappointed that the television or internet is unavailable, there are much bigger concerns that you will need to contend with while the hydro is down. Will you be prepared? Keep Reading

When Your Hobby Becomes a Small Business

So, your hobby has turned to a passion; you have gone from engaging in your favourite pass time for fun and perfected it and now you make some money on the side for it. Good for you! Congratulations on being self-employed, or at least partially. Keep Reading

Survey of Home Safety Measures

Homeowners face uncertainty and risk each day, as do the insurance companies that insure the homeowner. Many areas are a concern to both insurer and homeowners whether it is acknowledged or not. Topics such as a change in climate, extreme weather conditions, as well as the homeowner themselves the consumer. Keep Reading

Using a Fire Extinguisher

A common mistake among homeowners is to assume that everyone in your household knows how to use a fire extinguisher, it seems simple right? The truth is that many children, and often many adults, do not know the proper use of a fire extinguisher and may not resort to even using it in an emergency. Keep Reading

Winter Tires, Why and When

If you have purchased snow tires, we are glad you did. Amazingly, few drivers make the change during the winter season and continue to rely on their all-season tires for reliability in poor winter weather conditions. Keep Reading

Owning And Operating An E-Bike

There are an abundance of e-bikes on the streets these days. And sometimes, on the sidewalks too! Some drivers with helmets, others without. E-Bikes that go zipping past at a good speed and others that seem to be moving slower than pedestrians walking alongside. We realize the need to find alternative transportation, considering the cost of owning a vehicle and the lack of public transit in some areas. But have e-bikes become a convenience or a nuisance on our roads? Keep Reading

The Importance of A Home Escape Plan

We know everyone hears it often, but the importance of a proper home escape plan needs to be communicated and repeated by as many sources as possible. After all, the goal is to keep your family safe!  Keep Reading

The Best Ways to Organize Your Basement

All of us tend to store our stuff in our basement, we put it down there and forget about it. It is only when our sump pump fails or our sewer backs up that we phone our insurance company and come to realize what we had actually accumulated down there.You would be surprised at what you have accumulated over the years! Keep Reading

What You Need to Know About Auto Insurance

Auto insurance is much more than just a necessity. In fact, the law requires that you carry auto insurance, but that does not mean that the law expects that you understand your auto insurance. We realize that most drivers really do not know a lot about the coverage or even the limits under their auto insurance policy. The truth is that auto insurance is not easy to understand, and given that it seems to change every few years makes it that much more frustrating to grasp as a consumer. We not only feel your pain, we also share it. Keep Reading

Insurance Is Simple

The basis of insurance is really quite simple and easy to understand, we complicate it by making assumptions and raising our expectations beyond reason. Keep Reading

Fall Preparation Around Your Home

This is the perfect time to plan and begin projects around your home for the changing season and weather, especially outdoors. We are often reminded by insurance claims that better preparation and less procrastination may have saved both money and headaches for many homeowners. Keep Reading

Home Insurance For Vacant Property

If you have moved, or tenants have vacated, you will require some changes to your insurance policy and coverage. Many times owners of a vacant property may not realize the need to advise the insurer, but in reality, this is a significant change to the conditions of your existing insurance coverage and has a major impact regarding the risk involved. Keep Reading